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equipment and systems

metal wire, terrestrial and satellite radio, and optical fibre—employed in the transmission of electromagnetic signals.
Every telecommunications system involves the transmission of an information-bearing electromagnetic signal through a physical medium that separates the transmitter from the receiver. All transmitted signals are to some extent degraded by the environment through which they propagate. Signal degradation can take many forms, but generally it falls into three types: noise, distortion, and attenuation. Noise is the presence of random, unpredictable, and undesirable electromagnetic emissions that can mask the intended information signal. Distortion is any undesired change in the amplitude or phase of any component of an information signal that causes a change in the overall waveform of the signal. Both noise and distortion are commonly introduced by all transmission media, and they both result in errors in reception. The relative impact of these factors on reliable communication depends on the rate of information transmission, on the desired fidelity upon reception, and on whether communication must occur in “real time”—i.e., as in two-way voice telephony and video teleconferencing.
Various modulating and encoding schemes have been devised to provide protection against the errors caused by channel distortion and channel noise. These techniques are described in telecommunication: Analog-to-digital conversion, Channel encoding, and Modulation. In addition to these signal-processing techniques, protection against reception errors can be provided by boosting the power of the transmitter, thus increasing the signal-to-noise ratio (the ratio of signal power to noise power). However, even powerful signals suffer some degree of attenuation, or reduction in power, as they pass through the transmission medium. The principal cause of power loss is dissipation, the conversion of part of the electromagnetic energy to another form of energy such as heat. In communications media, channel attenuation is typically expressed in decibels (dB) per unit distance. Attenuation of zero decibels means that the signal is passed without loss; three decibels means that the power of the signal decreases by one-half. The plot of channel attenuation as the signal frequency is varied is known as the attenuation spectrum, while the average attenuation over the entire frequency range of a transmitted signal is defined as the attenuation coefficient. Channel attenuation is an important factor in the use of each transmission medium.

Wire transmission
In wire transmission an information-bearing electromagnetic wave is guided along a wire conductor to a receiver. Propagation of the wave is always accompanied by a flow of electric current through the conductor. Since all practical conductor materials are characterized by some electrical resistance, part of the electric current is always lost by conversion to heat, which is radiated from the wire. This dissipative loss leads to attenuation of the electromagnetic signal, and the amount of attenuation increases linearly with increasing distance between the transmitter and the receiver.

Wire media
Most modern wire transmission is conducted through the metallic-pair circuit, in which a bundled pair of conductors is used to provide a forward current path and a return current path. The most common conductor is hard-drawn copper wire, which has the benefits of low electrical resistance, high tensile strength, and high resistance to corrosion. The basic types of wire media found in telecommunications are single-wire lines, open-wire pairs, multipair cables, and coaxial cables. They are described below.

Single-wire line
In the early days of telegraphy, a single uninsulated iron wire, strung above ground, was used as a transmission line. Return conduction was provided through an earth ground. This arrangement, known as the single-wire line, was quite satisfactory for the low-frequency transmission requirements of manual telegraph signaling (only about 400 hertz). However, for transmission of higher-frequency signals, such as speech (approximately 3,000 hertz), single-wire lines suffer from high attenuation, radiation losses, and a sensitivity to stray currents induced by random fluctuations in earth ground potentials or by external interference. One common cause of external interference is natural electrical disturbances, such as lightning or auroral activity; another is cross talk, an unwanted transferral of signals from one circuit to another owing to inductive coupling between two or more closely spaced wire lines.

Open-wire pair
In order to overcome the insufficiencies of single-wire transmission, the early telephone industry shifted to a two-wire system called the open-wire pair. In an open-wire pair the forward and return conductors are copper wires that run in parallel and in a common plane. The parallel arrangement produces a balanced transmission circuit that has low sensitivity to faraway interference sources such as lightning. Immunity to such interference is possible because both of the conductors in the open-wire pair, by running in parallel and in the same plane, are at essentially equal distances from the interference source. The source therefore induces equal currents in the forward and return paths, and these currents are effectively canceled out at the receiving end of the line.
It is much more difficult to eliminate cross talk between adjacent open-wire pairs than it is to eliminate interference from a faraway source. In order to ensure equal forward and return currents, all adjacent pairs have to be balanced with respect to one another. In early low-density telephone lines, cross talk was reduced through an ingenious and complicated method of periodically transposing the relative positions of the forward and return conductors in each pair. Transposing the wires equalized the relative positions of adjacent circuits as well as the currents that they induced in one another.

Multipair cable



• Wire transmission media
In multipair cable anywhere from a half-dozen to several thousand twisted-pair circuits are bundled into a common sheath (see Figure 1). The twisted pair was developed in the late 19th century in order to reduce cross talk in multipair cables. In a process similar to that employed with open-wire pairs (described above), the forward and return conductors of each circuit in a multipair cable are braided together, equalizing the relative positions of all the circuits in the cable and thus equalizing currents induced by cross talk.
For many high-speed and high-density applications, such as computer networking, each wire pair is sheathed in metallic foil. Sheathing produces a balanced circuit, called a shielded pair, that benefits from greatly reduced radiation losses and immunity to cross talk interference.

Coaxial cable
• Wire transmission media
By enclosing a single conducting wire in a dielectric insulator and an outer conducting shell, an electrically shielded transmission circuit called coaxial cable is obtained. In a coaxial cable the electromagnetic field propagates within the dielectric insulator, while the associated current flow is restricted to adjacent surfaces of the inner and outer conductors. As a result, coaxial cable has very low radiation losses and low susceptibility to external interference.
In order to reduce weight and make the cable flexible, tinned copper or aluminum foil is commonly used for the conducting shell. Most coaxial cables employ a lightweight polyethylene or wood pulp insulator; although air would be a more effective dielectric, the solid material serves as a mechanical support for the inner conductor.

Applications of wire
Because of the high signal attenuation inherent in wire, transmission over distances greater than a few kilometres requires the use of regularly spaced repeaters to amplify, restore, and retransmit the signal. Transmission lines also require impedance matching at the transmitter or receiver in order to reduce echo-creating reflections. Impedance matching is accomplished in long-distance telephone cables by attaching a wire coil to each end of the line whose electrical impedance, measured in ohms, is equal to the characteristic impedance of the transmission line. A familiar example of impedance matching is the transformer used on older television sets to match a 75-ohm coaxial cable to antenna terminals made for a 300-ohm twin-lead connection.
Coaxial cable is classified as either flexible or rigid. Standard flexible coaxial cable is manufactured with characteristic impedance ranging from 50 to 92 ohms. The high attenuation of flexible cable restricts its utility to short distances—e.g., spans of less than one kilometre, or approximately a half-mile—unless signal repeaters are used. For high-capacity long-distance transmission, a more efficient wire medium is rigid coaxial cable, which was favoured for telephone transmission until it was supplanted by optical fibres in the 1980s. A state-of-the-art rigid coaxial telephone cable is the transatlantic SG series cable; the third cable in the series, called TAT-6, was laid in 1976 by the American Telephone & Telegraph Company (AT&T) between the east coast of the United States and the west coast of France. Capable of carrying 4,200 two-way voice circuits, the SG system has solid-state repeaters embedded in the cable housing at intervals of 9.5 kilometres (5.75 miles) and has equalizers that can be remotely adjusted to compensate for time-varying transmission characteristics.
Long-distance telephone cable is being phased out in favour of higher-performance optical fibre cable. Nevertheless, the last generation of long-distance telephone cable is still used to carry voice communication as well as broadband audio and video signals for cable television providers. For short-distance applications, where medium bandwidth and low-cost point-to-point communication is required, twisted pair and coaxial cable remain the standard. Voice-grade twisted pair is used for local subscriber loops in the public switched telephone network, and flexible coaxial cable is commonly used for cable television connections from curbside to home. Flexible coaxial cable also has been used for local area network interconnections, but it has largely been replaced with lighter and lower-cost data-grade twisted pair and optical fibre.

equipment and systems

metal wire, terrestrial and satellite radio, and optical fibre—employed in the transmission of electromagnetic signals.
Every telecommunications system involves the transmission of an information-bearing electromagnetic signal through a physical medium that separates the transmitter from the receiver. All transmitted signals are to some extent degraded by the environment through which they propagate. Signal degradation can take many forms, but generally it falls into three types: noise, distortion, and attenuation. Noise is the presence of random, unpredictable, and undesirable electromagnetic emissions that can mask the intended information signal. Distortion is any undesired change in the amplitude or phase of any component of an information signal that causes a change in the overall waveform of the signal. Both noise and distortion are commonly introduced by all transmission media, and they both result in errors in reception. The relative impact of these factors on reliable communication depends on the rate of information transmission, on the desired fidelity upon reception, and on whether communication must occur in “real time”—i.e., as in two-way voice telephony and video teleconferencing.
Various modulating and encoding schemes have been devised to provide protection against the errors caused by channel distortion and channel noise. These techniques are described in telecommunication: Analog-to-digital conversion, Channel encoding, and Modulation. In addition to these signal-processing techniques, protection against reception errors can be provided by boosting the power of the transmitter, thus increasing the signal-to-noise ratio (the ratio of signal power to noise power). However, even powerful signals suffer some degree of attenuation, or reduction in power, as they pass through the transmission medium. The principal cause of power loss is dissipation, the conversion of part of the electromagnetic energy to another form of energy such as heat. In communications media, channel attenuation is typically expressed in decibels (dB) per unit distance. Attenuation of zero decibels means that the signal is passed without loss; three decibels means that the power of the signal decreases by one-half. The plot of channel attenuation as the signal frequency is varied is known as the attenuation spectrum, while the average attenuation over the entire frequency range of a transmitted signal is defined as the attenuation coefficient. Channel attenuation is an important factor in the use of each transmission medium.

Wire transmission
In wire transmission an information-bearing electromagnetic wave is guided along a wire conductor to a receiver. Propagation of the wave is always accompanied by a flow of electric current through the conductor. Since all practical conductor materials are characterized by some electrical resistance, part of the electric current is always lost by conversion to heat, which is radiated from the wire. This dissipative loss leads to attenuation of the electromagnetic signal, and the amount of attenuation increases linearly with increasing distance between the transmitter and the receiver.

Wire media
Most modern wire transmission is conducted through the metallic-pair circuit, in which a bundled pair of conductors is used to provide a forward current path and a return current path. The most common conductor is hard-drawn copper wire, which has the benefits of low electrical resistance, high tensile strength, and high resistance to corrosion. The basic types of wire media found in telecommunications are single-wire lines, open-wire pairs, multipair cables, and coaxial cables. They are described below.

Single-wire line
In the early days of telegraphy, a single uninsulated iron wire, strung above ground, was used as a transmission line. Return conduction was provided through an earth ground. This arrangement, known as the single-wire line, was quite satisfactory for the low-frequency transmission requirements of manual telegraph signaling (only about 400 hertz). However, for transmission of higher-frequency signals, such as speech (approximately 3,000 hertz), single-wire lines suffer from high attenuation, radiation losses, and a sensitivity to stray currents induced by random fluctuations in earth ground potentials or by external interference. One common cause of external interference is natural electrical disturbances, such as lightning or auroral activity; another is cross talk, an unwanted transferral of signals from one circuit to another owing to inductive coupling between two or more closely spaced wire lines.

Open-wire pair
In order to overcome the insufficiencies of single-wire transmission, the early telephone industry shifted to a two-wire system called the open-wire pair. In an open-wire pair the forward and return conductors are copper wires that run in parallel and in a common plane. The parallel arrangement produces a balanced transmission circuit that has low sensitivity to faraway interference sources such as lightning. Immunity to such interference is possible because both of the conductors in the open-wire pair, by running in parallel and in the same plane, are at essentially equal distances from the interference source. The source therefore induces equal currents in the forward and return paths, and these currents are effectively canceled out at the receiving end of the line.
It is much more difficult to eliminate cross talk between adjacent open-wire pairs than it is to eliminate interference from a faraway source. In order to ensure equal forward and return currents, all adjacent pairs have to be balanced with respect to one another. In early low-density telephone lines, cross talk was reduced through an ingenious and complicated method of periodically transposing the relative positions of the forward and return conductors in each pair. Transposing the wires equalized the relative positions of adjacent circuits as well as the currents that they induced in one another.

Multipair cable



• Wire transmission media
In multipair cable anywhere from a half-dozen to several thousand twisted-pair circuits are bundled into a common sheath (see Figure 1). The twisted pair was developed in the late 19th century in order to reduce cross talk in multipair cables. In a process similar to that employed with open-wire pairs (described above), the forward and return conductors of each circuit in a multipair cable are braided together, equalizing the relative positions of all the circuits in the cable and thus equalizing currents induced by cross talk.
For many high-speed and high-density applications, such as computer networking, each wire pair is sheathed in metallic foil. Sheathing produces a balanced circuit, called a shielded pair, that benefits from greatly reduced radiation losses and immunity to cross talk interference.

Coaxial cable
• Wire transmission media
By enclosing a single conducting wire in a dielectric insulator and an outer conducting shell, an electrically shielded transmission circuit called coaxial cable is obtained. In a coaxial cable the electromagnetic field propagates within the dielectric insulator, while the associated current flow is restricted to adjacent surfaces of the inner and outer conductors. As a result, coaxial cable has very low radiation losses and low susceptibility to external interference.
In order to reduce weight and make the cable flexible, tinned copper or aluminum foil is commonly used for the conducting shell. Most coaxial cables employ a lightweight polyethylene or wood pulp insulator; although air would be a more effective dielectric, the solid material serves as a mechanical support for the inner conductor.

Applications of wire
Because of the high signal attenuation inherent in wire, transmission over distances greater than a few kilometres requires the use of regularly spaced repeaters to amplify, restore, and retransmit the signal. Transmission lines also require impedance matching at the transmitter or receiver in order to reduce echo-creating reflections. Impedance matching is accomplished in long-distance telephone cables by attaching a wire coil to each end of the line whose electrical impedance, measured in ohms, is equal to the characteristic impedance of the transmission line. A familiar example of impedance matching is the transformer used on older television sets to match a 75-ohm coaxial cable to antenna terminals made for a 300-ohm twin-lead connection.
Coaxial cable is classified as either flexible or rigid. Standard flexible coaxial cable is manufactured with characteristic impedance ranging from 50 to 92 ohms. The high attenuation of flexible cable restricts its utility to short distances—e.g., spans of less than one kilometre, or approximately a half-mile—unless signal repeaters are used. For high-capacity long-distance transmission, a more efficient wire medium is rigid coaxial cable, which was favoured for telephone transmission until it was supplanted by optical fibres in the 1980s. A state-of-the-art rigid coaxial telephone cable is the transatlantic SG series cable; the third cable in the series, called TAT-6, was laid in 1976 by the American Telephone & Telegraph Company (AT&T) between the east coast of the United States and the west coast of France. Capable of carrying 4,200 two-way voice circuits, the SG system has solid-state repeaters embedded in the cable housing at intervals of 9.5 kilometres (5.75 miles) and has equalizers that can be remotely adjusted to compensate for time-varying transmission characteristics.
Long-distance telephone cable is being phased out in favour of higher-performance optical fibre cable. Nevertheless, the last generation of long-distance telephone cable is still used to carry voice communication as well as broadband audio and video signals for cable television providers. For short-distance applications, where medium bandwidth and low-cost point-to-point communication is required, twisted pair and coaxial cable remain the standard. Voice-grade twisted pair is used for local subscriber loops in the public switched telephone network, and flexible coaxial cable is commonly used for cable television connections from curbside to home. Flexible coaxial cable also has been used for local area network interconnections, but it has largely been replaced with lighter and lower-cost data-grade twisted pair and optical fibre.

Automotive Insurance, a contract by which the insurer assumes the risk of any loss the owner or operator of a motor vehicle may incur through damage to property or persons as the result of an accident. There are many specific forms of motor-vehicle insurance, varying not only in the kinds of risk that they cover but also in the legal principles underlying them.

Liability insurance pays for damage to someone else's property or for injury to other persons resulting from an accident for which the insured is judged legally liable; collision insurance pays for damage to the insured car if it collides with another vehicle or object; comprehensive insurance pays for damage to the insured car resulting from fire or theft and also from many other causes; medical-payment insurance covers medical treatment for the policyholder and his passengers.

In many countries, other approaches to automobile accident insurance have been tried. These include compulsory liability insurance on a no-fault basis and loss insurance (accident and property insurance) carried by the driver or owner on behalf of any potential victim, who would recover without regard to fault.

Most existing no-fault plans are limited in the sense that they usually permit the insured party to sue the party at fault for damages in excess of those covered by the plan and permit insuring companies to recover costs from each other according to decisions on liability. Total no-fault insurance, on the other hand, would not permit the insured to enter tort liability actions or the insurer to recover costs from another insurer.